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Wednesday, September 26, 2012

Searchpoint, collectionpoint letter and missing money

Today I received a letter from Search Point Pty Ltd (Entitlement Retrieval Experts) and Collection Point stating that I had an outstanding amount of monies (Yes it sounds like phone jacker) and that all I needed was to return the form and receieve them minus their fee of $40. Ha, rubbish!

Here's how you can check if you have money floating out in the universe!





You can go to the governments Fairwork website and search for unpaid wages, yes, some business are honest enough to register money they haven't paid you.

https://www.fairwork.gov.au/resources/search-for-unpaid-wages/pages/Search-for-unpaid-wages.aspx

After that, you can also check for lost superannuation. Super has been confusing for the last 20 or so years we have had it, as every different business has different super arrangements, and get upset when you bring your own, even tho they are supposed to accept yours.



Use ASIC's Unclaimed Money Online Search tool for $600 million that is waiting to be claimed including:
  • Bank, credit union or building society accounts
  • Shares
  • Life insurance policies
https://www.edge.asic.gov.au/unclaimed/simplequery.html






Another place is with SuperSeeker is a secure, convenient service designed to help you keep track of and manage your super. You can use it to see a list of:
  • all the super accounts to which you have made a contribution in the previous two financial years (active accounts)
  • all lost super accounts in your name that super funds have reported to us
  • any super money we hold for you.
SuperSeeker can also help you lodge a request with your fund online if you wish to transfer your super to another super account.

 http://www.ato.gov.au/super/content.aspx?doc=/content/33301.htm


Search for deceased estates
You will need to contact the public trustee in the state where the money is held. Here are contacts for each state:
Back to topSearch for dividends and other money
Contact the following government agencies for unclaimed money such as dividends, salaries and wages, rent and rental bonds, cheques, trust money, over-payments, principal and interest, expenses, refunds, deposits, premiums, royalties, commissions, creditors, debentures, bonds, convertible notes and proceeds of sale. Please note that different state government agencies hold different types of money.


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